†© 2011 Wall Street Instructors, Inc. No part of this material may be reproduced without the written permission of the publisher.†††††
Welcome to Wall Street Instructors' Safeguarding Seniors: Ensuring Suitability of Annuity and Life Insurance Transactions for Seniors web site. This self-study program has been approved by the Florida Department of Financial Services for 6 credits of intermediate level continuing education.† This course also fulfills the Departmentís three-credit requirement on the topic of Annuity Suitability for life-licensed agents.††
(CE Provider # 862††† Course ID† #75922 )
The study text is offered as an interactive, on-line course covering the following topics:
∑ Types of Annuity Contracts (fixed, indexed and variable),
∑ Taxation of Annuities
∑ Annuity Marketplace
∑ Regulatory Framework
∑ Types of Annuity Investors
∑ Investment Objectives
∑ Determining Annuity Suitability,
∑ State and FINRA Disclosure Requirements and
∑ Agent Responsibilities
The course is presented in four chapters, and you must complete a study review at the end of each chapter.† These study reviews will help you to better understand the material presented in each chapter.
Passing grade for this program is 70% correct. The exam is given on the "honor system" ó an outside monitor is NOT needed. Upon successful completion of the final exam, Wall Street Instructors will send you a certificate of completion for your records and electronically file your results with the Department of Financial Services.